[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.ebra.sk\/rozumne-hospodarenie-s-peniazmi\/#Article","mainEntityOfPage":"https:\/\/www.ebra.sk\/rozumne-hospodarenie-s-peniazmi\/","headline":"Rozumn\u00e9 hospod\u00e1renie s peniazmi","name":"Rozumn\u00e9 hospod\u00e1renie s peniazmi","description":"Dne\u0161n\u00e1 doba pln\u00e1 tovaru, invest\u00edcii, p\u00f4\u017ei\u010diek, kapit\u00e1lu, no i chudoby, prin\u00e1\u0161a ur\u010dit\u00fd zm\u00e4tok. Ako sa vyhn\u00fa\u0165 tomu chaosu, zachova\u0165 si chladn\u00fa hlavu a hlavne- ako ma\u0165 dostatok pe\u0148az\u00ed? Mnoh\u00ed \u013eudia rozm\u00fd\u0161\u013eaj\u00fa \u0161t\u00fdlom, \u017ee d\u00f4le\u017eit\u00fd je vysok\u00fd plat a ono u\u017e tie peniaze bud\u00fa. Len\u017ee aj vysok\u00e1 \u010diastka sa d\u00e1 nerozumn\u00fdm sp\u00f4sobom r\u00fdchlo min\u00fa\u0165. Ani sa &hellip; <p class=\"link-more\"><a href=\"https:\/\/www.ebra.sk\/rozumne-hospodarenie-s-peniazmi\/\" class=\"more-link\">Read More<span class=\"screen-reader-text\"> \"Rozumn\u00e9 hospod\u00e1renie s peniazmi\"<\/span><\/a><\/p>","datePublished":"2017-11-04","dateModified":"2017-11-04","author":{"@type":"Person","@id":"https:\/\/www.ebra.sk\/author\/#Person","name":"","url":"https:\/\/www.ebra.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/b74f056f0354b8ee50fcd0e6106aa964423477cb93024726458fce7ffd63d5d8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/b74f056f0354b8ee50fcd0e6106aa964423477cb93024726458fce7ffd63d5d8?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"ebra.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.ebra.sk\/wp-content\/uploads\/img_a284232_w16474_t1515085788.jpg","url":"https:\/\/www.ebra.sk\/wp-content\/uploads\/img_a284232_w16474_t1515085788.jpg","height":0,"width":0},"url":"https:\/\/www.ebra.sk\/rozumne-hospodarenie-s-peniazmi\/","wordCount":459,"articleBody":"Dne\u0161n\u00e1 doba pln\u00e1 tovaru, invest\u00edcii, p\u00f4\u017ei\u010diek, kapit\u00e1lu, no i chudoby, prin\u00e1\u0161a ur\u010dit\u00fd zm\u00e4tok. Ako sa vyhn\u00fa\u0165 tomu chaosu, zachova\u0165 si chladn\u00fa hlavu a hlavne- ako ma\u0165 dostatok pe\u0148az\u00ed?Mnoh\u00ed \u013eudia rozm\u00fd\u0161\u013eaj\u00fa \u0161t\u00fdlom, \u017ee d\u00f4le\u017eit\u00fd je vysok\u00fd plat a ono u\u017e tie peniaze bud\u00fa. Len\u017ee aj vysok\u00e1 \u010diastka sa d\u00e1 nerozumn\u00fdm sp\u00f4sobom r\u00fdchlo min\u00fa\u0165. Ani sa nenadejeme a je po peniazoch. Je to ove\u013ea, ove\u013ea \u013eah\u0161ie, ako tie peniaze zarobi\u0165 a u\u0161etri\u0165.\u010ci u\u017e m\u00e1te vy\u0161\u0161\u00ed alebo ni\u017e\u0161\u00ed pr\u00edjem, postrehy v tomto \u010dl\u00e1nku by mohli pozit\u00edvne pom\u00f4c\u0165 obom stran\u00e1m. Zamyslime sa nad t\u00fdm, na \u010do peniaze skuto\u010dne potrebujeme, aby sme sa vyhli zbyto\u010dne nadmern\u00e9mu konzumu, ktor\u00e9ho sa \u013eahko staneme otrokom. Vyhneme sa tak stresom, probl\u00e9mom a budeme ma\u0165 v\u00e4\u010d\u0161iu istotu do bud\u00facna. Predsa to chceme, no nie? Preto potrebujeme i peniaze. Dajme si teda pozor, dnes sa d\u00e1 o peniaze ve\u013emi r\u00fdchlo pr\u00eds\u0165. To plat\u00ed aj pre \u013eud\u00ed s vy\u0161\u0161\u00edm platom.\u2022\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Ur\u010dit\u00e1 suma bokom padne vhod, kedy to budeme najviac potrebova\u0165. Pokaz\u00ed sa pr\u00e1\u010dka, telev\u00edzor, auto,&#8230; odkladanie bokom je vo v\u0161etk\u00fdch smeroch rozumn\u00e1 cesta.Ako ale za\u010da\u0165? No, d\u00f4le\u017eit\u00e9 je v\u00f4bec za\u010da\u0165 a to pri \u00faplne norm\u00e1lnych veciach.A.\u00a0\u00a0\u00a0\u00a0\u00a0 Pri nakupovan\u00ed u\u017e i len potrav\u00edn, oble\u010denia, aj drobnost\u00ed, pl\u00e1nujme takisto dopredu. Rozmyslime si, \u010do ideme vlastne kupova\u0165 a \u010do potrebujeme. Nedajme sa zl\u00e1ka\u0165 na nezmysly, ktor\u00e9 kupujme len preto, aby sme nie\u010do v\u00f4bec k\u00fapili. Zabudneme na jednu vec a nahrad\u00edme ju piatimi hl\u00fapos\u0165ami. To nie!B.\u00a0\u00a0\u00a0\u00a0\u00a0 Zrejme by bolo v\u00fdhodn\u00e9 vyhn\u00fa\u0165 sa re\u0161taur\u00e1ci\u00e1m a fastfoodom. Ak je to mo\u017en\u00e9, n\u00e1jdime si \u010das, kedy si uvar\u00edme a priprav\u00edme jedlo doma. Predsa na sebe zar\u00e1ba\u0165 nebudeme, sme sami sebe p\u00e1nom i z\u00e1kazn\u00edkom. Dokonca aj z lacn\u00fdch ingredienci\u00ed sa d\u00e1 navari\u0165 chutn\u00e1 strava.C.\u00a0\u00a0\u00a0\u00a0\u00a0 Sk\u00fasme nefaj\u010di\u0165 a vyhn\u00fa\u0165 sa barom. Pokia\u013e chceme soci\u00e1lne fungova\u0165, sk\u00fasme navrhn\u00fa\u0165 prech\u00e1dzku, alebo pozvime n\u00e1v\u0161tevu domov. Samozrejme vyhnime sa i hazardn\u00fdm hr\u00e1m a tipovaniu.D.\u00a0\u00a0\u00a0\u00a0\u00a0 D\u00e1vajme si pe\u010dlivo pozor na to , aby sme nem\u00ed\u0148ali viac, ako si \u017eel\u00e1me a ako to dovoluje n\u00e1\u0161 pr\u00edjem. Neexistuje len dne\u0161ok, ale aj zajtraj\u0161ok. Sna\u017eme sa n\u00e1js\u0165 t\u00fa spr\u00e1vnu rovnov\u00e1hu a sumu, ktorej sa budeme dr\u017ea\u0165 ka\u017ed\u00fd mesiac. Ak zoberieme ve\u013ea tovaru na spl\u00e1tky, t\u00e1 rovnov\u00e1ha sa vytrat\u00ed, strat\u00edme preh\u013ead.                                                                                                                                                                                                                                                                                                                                                                                        3.4\/5 - (16 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Rozumn\u00e9 hospod\u00e1renie s peniazmi","item":"https:\/\/www.ebra.sk\/rozumne-hospodarenie-s-peniazmi\/#breadcrumbitem"}]}]